Money as a motivator

Utsaahasampannam Adheerghasutram
Kriyavadhighnam Vysaneshu Asaktam |
Shuram Krutagnam Drudhasauhradham cha
Lakshmeehi svayam Yaati nivaasahetoho ||

It is said that Goddess Lakshmi comes by Herself to a person with the following qualities.
A person who is enthusiastic, who does not procrastinate and is systematic in approach. Also he should not be interested in any vices. He should be brave, friendly and grateful to those who have helped him.

The poet specifies the good qualities one has to have keeping money as the motivator. In general these are the qualities that are required for one to be successful. Enthusiasm, time-sense, gratitude, strength. etc. Above all he adds one more thing that people should not involve themselves in vices i.e. gambling, drinking, etc. It is because even if a person has all the other qualities that are mentioned they will be diminished by this deed of his. Also from the point of view of money, this can nullify in the sense, wipe out all his earnings.